12/28/2023 0 Comments Mortgage loan calc![]() Though the payments happen biweekly, they are comprised of two series of staggered monthly payments. What you’ll need to do is something similar to this: The way to set up your calculation isn’t obvious however. Your requirement should be easily accomplished with this mortgage calculator. The combination of points and the lower rate should result in an overall lower APR. However, borrowers pay mortgage points in order to obtain a lower interest rate. Points, by themselves, increases the APR. ![]() One point is one percent of the mortgage loan amount.
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12/28/2023 0 Comments How.many days left in 2021![]() What do we get? The total 2022 Calendar Year Working Days are 260. Number of Working Days and Hours in a Year Month Feel free to print it out and hang it by your work station. Here’s a nifty table you can consult, breaking down at a glance the number of working days per month, and beside that, the number of working hours. Its end date, as you might expect, is on September 30, 2022. The 2022 fiscal year start date is October 01, 2021. What about the fiscal year? That expression refers to the year broken down less by conventional month order - that is, January to December - but rather from the point of view of business cycles, which get their start in the Fall. ![]() So the total number of days in the year is the standard 365, divided into the standard 52 weeks. But once the party’s over, it’s time to roll up the sleeves and get to work.Ģ60 Days: That’s the total number of working days in the year 2022.įirst off is the question of leap years, those years where February gets an extra day, making it that much less puny than it normally is. Especially as 2021’s New Year’s eve falls on a Friday, December 31, 2021. It’s unlikely many of you are planning on New Year’s Eve in front of your calendars jotting down notes and setting goals for all 52 coming weeks. Let’s get into the 2022 edition of how many days we’ll be working this year. So what does this have to do with figuring out the total number of working days and working hours in a given year? Well, that’s what this article aims to explain. But for many full-time employees, they often go with the flow, expecting the company heads, project managers and team leaders to map out their working hours. Goal setting and achievement are key for gaining new skills and making new relationships.Īsk yourself, are you the type of person to sit down on Sunday night and plan every moment for every day of the week coming up? Or do you simply wake up on a Monday morning, open up your email and to-do lists, and take it one step at a time? It’s likely if you are a self-starter or independent worker, like a freelancer, you have your own method for planning your work days and workweek. Why is it important to know that there are 260 work days in 2022? It’s all about helping you make a plan and set yourself some goals, and knowing how many days you need to be on (and off) is a realistic way to set and meet those goals. Not the days of TV and Chill, but the days of Rise ‘n’ Grind, being productive and getting things done. You can’t talk about time off without talking about the work week, and truly, that is our primary concern. 12/28/2023 0 Comments Abandoned mines near me![]() Some victims have not realized that they were inhaling dangerous air until it was too late. These mines can contain dangerous gases or have low levels of oxygen. ATV riders have been killed by driving into wire fences at high speeds and losing control on gravel or sand-covered surfaces.Īsphyxiation typically happens in underground mines. Death can result when an ATV is driven too close to a high wall and the rock, previously fractured from blasting, collapses from vibrations or weight. Riders unfamiliar with the quarry can speed over a quarry's high wall or embankment. Quarries and surface mines are dangerous places to ride an ATV. ATV AccidentsĪTV accidents are the second leading cause of death. ![]() The water can be dangerously cold, there are no lifeguards, no rescue equipment, and it is simply not safe. Most of the people who drown didn't fall in by accident. Most deaths that occur in abandoned mines and quarries are drownings. The actual number of fatalities is, without any doubt, higher than the numbers shown in the tables and on the map. Where Did This Data Come From? The data used to create the tables and map on this page was obtained from newspaper articles that we encountered in our daily readings and website reports complied by the Mine Safety and Health Administration. The respiratory responses to skin cooling override both conscious and other autonomic respiratory controls and may act as a precursor to drowning. A fall in skin temperature elicits a powerful cardiorespiratory response, termed "cold shock," comprising an initial gasp, hypertension, and hyperventilation despite a profound hypocapnia. Here is a quote from the National Institute of Health on how a body responds to sudden immersion in cold water. Jumping or falling into cold water can be fatal - even for a young healthy person. This groundwater inflow can keep the quarry water very cold even in late summer. When mining stops, the pumps are turned off and the quarry floods by the inflow of cold groundwater. Many quarry operations excavate to depths below the water table and use pumps to keep the mine dry while it is in operation. Steep drop-offs, deep water, sharp rocks, flooded equipment, submerged wire, and industrial waste make swimming risky.Īnother risk factor is the very cold water. Quarries are extremely dangerous places to swim. Most people involved in this type of accident went to a quarry for swimming. Stay out! Drowning is the Leading Cause of Deathĭrowning is the number one cause of death in abandoned mines. ![]() Deadly accidents can happen in any type of abandoned mine or quarry. Many of them occur in the eastern coal fields, the sand and gravel quarries of the upper Mississippi Valley, limestone quarries in the southeast, or the metal mines in the southwest. Deaths in abandoned and inactive mines occur across the United States. 12/28/2023 0 Comments Cactus tattooExciting tour options include everything a teen wants to see and conquer, such as zip lines, roller coasters, ATV or buggy riding, and there are even options to take them to a shooting range.
12/28/2023 0 Comments Twin mirror image![]() I’ve said this before (and I’ll probably have to say it again) it can be easy to feel like the twin flame runner is the one not doing everything they can to bring you into union. ![]() It’s very likely your twin flame is just mirroring your own unreadiness back at you. They’re annoying you, not acting the way you’d expect them to act or (the common example) they’re entirely running from your journey – it can be incredibly easy to think they need to change their behavior. If your twin flame is doing something you consider wrong. If you’re in the early stages of your journey and you’re going through a separation stage. This is what it takes to reach union with our twin flame though, it isn’t all fun and games. This is where we start getting a little deeper and we might have to accept some unpleasantness about ourselves. This one is a little… less fun and generally harder for some people to accept. The more extreme the emotion – the more noticeable the mirroring will be. This doesn’t mean you’ll both constantly feel the same way. This connection between the two of you can share many things and emotion is one of them. This is an example of mirroring your twin flames’ emotions. You could be doing nothing more than sorting your socks and be overcome by a wave of arousal or excitement. Out of seemingly nowhere you might have waves of emotions from complete euphoria to stone-cold depression. I’ve spoken about twin flames telepathy before and we’ve covered that emotional link. This is one of the easier examples to see. Let’s try with common examples of mirroring. What Does It Mean to Mirror Your Twin Flame? What Is the Mirror Exercise for Twin Flames?.What Does It Mean to Mirror Your Twin Flame?.I’ll go over an example of where you’ll likely see it happening and what you can do about it. Properly using the mirror image side of the connection can help bring is closer to union so it’s important to understand.ĭon’t worry too much if that doesn’t make sense yet. Parts of this can be wonderful but it can also expose problems that we don’t want to see in ourselves. Twin flames mirror feelings and emotions constantly between each other.Ī twin flame mirror image is the idea of seeing yourself in your twin flame. The bad you see in them – is a reflection of you too. The good you see in them – is a reflection of you. You’re seeing traits, strengths and weaknesses in them but in reality, they’re mirroring yourself back to you. Trying to sum it up as easily as I can – The twin flame mirror image (or twin flame mirroring) is seeing something in your twin flame which is really a reflection of yourself. The twin flame mirror image idea is a little complicated, plenty of people disagree with the meaning but it’s incredibly important to understand. Alright, we’re going to have to buckle up a little for this one. 12/27/2023 0 Comments Orcs must die 3 skulls![]() The unique spin Orcs Must Die! puts on the tower defence concept - aside from the comedy physics of using flipper traps to fling orcs into bottomless pits - is that you’re also down in the thick of the action yourself, controlling an avatar who can blast the orcs via standard third-person shooter gameplay. Placing traps costs money, which you get back by killing orcs and clearing waves and then reinvest into making your gauntlet of traps even more vicious. Each enemy that makes it into the rift depletes the rift’s health, and if the rift hits zero HP you lose the level, so you need to stop them by deploying an array of traps that alternately slow, debilitate and inflict bloody, bloody violence on the ever-growing horde of orcs trying to reach the rift. Orcs Must Die! sticks to the standard tower defence formula of having waves of baddies appear at one or more spawn points and slowly run down a predictable, predetermined route to a target zone, which in this case is a magical rift. I’ve reviewed both prior OMD games on this blog, but that was some time ago so I’ll just briefly go over the basics. For once, though, I’m going to let that slide it’s been nine years, after all, and I’d rather play an only-slightly-updated version of a thing that I enjoyed than not have anything to play at all.) (Of course this is to be expected since Orcs Must Die! 3 is literally just Orcs Must Die! 2 again with a few extra bells and whistles attached. I’ve played Robot Entertainment’s other games and they weren’t really up to much, but they were definitely good at this one particular thing, and I am pleased to report that Orcs Must Die! 3 handily demonstrates that they’ve still got it. Some might call this shallow however, I don’t think anyone who has played it would deny that it is fun - fun enough that it’s somewhat baffling to me that it’s been almost a decade since the last proper Orcs Must Die! title. ![]() OMD has never been particularly interested in complex systems the way that some tower defence games can be, preferring to focus instead on the comedy violence of a never-ending stream of orcs, ogres and other nasties being flung bodily into lava pits or smashed by big ceiling crushers. This is why I’m very happy to see the return of the Orcs Must Die! series after it took an extremely ill-judged detour into the realms of free-to-play with Orcs Must Die! Unchained. Tower defence games are old news, and while you can still find them if you know where to look - games like Dungeon Warfare are perfectly decent if you’re willing to accept the lower production values - and while tower defence elements might crop up in other games from time to time 1, the dedicated tower defence genre has pretty much been driven underground. If, in 2011, making a tower defence game was the cool indie thing to be doing, then in 2021 it’s making a Slay The Spire ripoff, or a roguelike, or something combining the two. Then, abruptly, people seemed to lose interest the genre didn’t exactly die, but the zeitgeist definitely moved elsewhere. In a relatively short space of time we got games like Plants vs Zombies, Sanctum, Defense Grid, reverse tower defence in the form of Anomaly: Warzone Earth (that one wasn’t very good) and Defender’s Quest’s spin on it, where your “towers” were actually a collection of RPG-style heroes complete with special abilities. ![]() As somebody who loves tower defence games, nothing could have been more pleasing to me than the mini-boom in tower defence games from around 2009 through to 2012. Whatever happened to the tower defence genre? 12/27/2023 0 Comments Wondershare uniconverter patchThere are thousands of different media formats, and keeping track of them all is a pain. Main Features of Wondershare UniConverter: The Wondershare website has a list of compatible GPUs, but it’s a rather long one, dating back to the integrated Intel HD Graphics 2000 from Intel’s Ivy Bridge processors in 2012. 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